April, 18 — regular seminar
Topic: “The Impact of Supplemental Private Health Insurance on Health-Related Behaviours”
Speakers: Andrey Aistov (HSE, Nizhny Novgorod), Ekaterina Aleksandrova (HSE, Saint-Petersburg), Christopher J. Gerry (Oxford School of Global and Area Studies)
This paper contributes to the discussion around ex-post (increased utilisation of health care) and ex-ante (changes in health behaviours) moral hazard in voluntary, supplemental private health insurance. Applying a novel fixed effects ordered choice methodology on data from the Russian Longitudinal Monitoring Survey – Higher School of Economics we compare the impact of workplace provided and individually purchased supplemental health insurance on the utilisation of health care, on a range of health behaviours and on self-assessed health. We find compelling evidence of ex-post moral hazard that confirms a theoretical predication and empirical regularity found in other settings. In contrast to other empirical findings though, our data reveals evidence of ex-ante moral hazard demonstrated by clear behavioural differences between those with self-funded supplemental health insurance and those for whom the workplace finances the additional insurance. We find no evidence that either form of insurance is related to improved self-assessed health.
Everyone interested is invited!
Working language is English.
Videoconference with Moscow office of the LCSR (Krivokolenny Pereulok, 3, room 3-333) will be provided. Guests from Moscow are invited to make a request for a pass to the building to Anastasia Ionova (aionova@hse.ru) by 12 am of the seminar’s day.
Guests from St. Petersburg are invited to make a request for a pass to the building to Olesya Volchenko (ovolchenko@hse.ru) by 12 am of the seminar’s day.
Also after the seminar a videotape will be put up after the summary of the presentation.